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Some Commonly Asked Questions
What is CDSPI Advisory Services Inc.? CDSPI Advisory Services Inc. is a licensed insurance agency and affiliate of CDSPI — the non-profit company that has been serving dental professionals for more than 50 years. Through the Canadian Dentists’ Insurance Program and the Canadian Dentists’ Investment Program, we offer expert insurance and investment planning advice — free of charge — to Canadian dentists, their staff and their families.* Our clients can also gain access to a wide range of commission-free insurance and investment products which are provided by CDSPI. The Investment Program and Insurance Program are member benefits of the CDA and participating provincial and territorial dental associations. * Restrictions may apply to advisory services in certain jurisdictions. How can I contact an advisor at CDSPI Advisory Services Inc.? You can contact a CDSPI Advisory Services Inc. advisor by the following methods: Can I obtain help determining whether I have too much or too little insurance coverage for my needs? Yes. A licensed insurance planning advisor can provide a no-cost, telephone review of your insurance portfolio, indentifying areas where you may have excessive or deficient coverage. That way, you can make informed decisions about your insurance coverage. To arrange a free review of your insurance portfolio, phone 1-877-293-9455 (toll-free) or (416) 296-9455, extension 5002. How do I open an account through the Canadian Dentists’ Insurance Program or Canadian Dentists’ Investment Program? To apply for insurance coverage, contact our Insurance Services department at 1-877-293-9455 (toll-free) or (416) 296-9455, extension 5002. You can also visit the CDSPI website to obtain information on insurance plans of interest to you. To download insurance applications click here. Investment Services can provide information on opening an investment plan account. Call 1-877-293-9455 (toll-free) or (416) 296-9455, extension 5023. Additionally, you can obtain information about the investment plans from the CDSPI website. Applications and other relevant forms can be downloaded by clicking here. How can I find out about the performance of the CDSPI family of funds and their current unit values? Performance information about CDSPI funds is listed under mutual funds or segregated funds in the business section of many daily newspapers. To obtain the most up-to-date information on CDSPI funds, including current CDSPI fund unit values, at the CDSPI website, just click here. CDSPI funds are managed by leading fund managers such as Phillips, Hager & North, McLean Budden and Invesco Trimark and there are absolutely no loads or service charges, only a very low management fee, between 0.65 and 1.77 per cent depending on the fund selected. What’s the RRSP contribution deadline and how do I determine my RRSP contribution limit? In order to receive a tax deduction in a given year, you must make your RRSP contribution no later than 60 days after the end of the calendar year. For example, to receive a tax deduction for the 2010 tax year, contribute to your RRSP no later than March 1, 2011. You’ll find out exactly how much you’re allowed to contribute to your RRSP on the Notice of Assessment you receive from the Canada Revenue Agency. To obtain answers to questions not covered here, please contact a CDSPI Advisory Services advisor at 1-877-293-9455 (toll-free) or (416) 296-9455, extension 5002 (insurance) or extension 5023 (investment). Contact Us | Home | About Us | New Dentist Services |
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