Dental Office Staff:
What Types of Insurance Do I Need to Protect Myself From Legal Problems?

Over the last few years, society has increasingly relied on the courts to resolve disputes. As a result, through no fault of your own, you may find yourself going to court. And that can cost you a lot of money. If you have any questions about liability or legal insurance and why you may need it, call us.

Malpractice coverage is always an excellent idea. As a dental professional, you may be accused of malpractice, error or mistake while you’re practicing, and have to bear the significant financial consequences that can accompany these claims. Note: If you practice in a hospital or are in the military, it’s important to buy your own additional malpractice insurance if your employer does not provide sufficient coverage.

You may need additional personal liability insurance if you’re concerned, in this age of very large court settlements, that your existing home and auto coverages don’t provide you with enough liability protection. For example, if you are involved in a car accident where the other driver is awarded $2-million, and the liability limit on your auto policy is only $1-million, you’d still be liable to personally pay the second million. Your additional liability coverage would fill this gap.

For information on the full range of superior personal insurance plans designed specifically for the needs of dental professionals offered through the Canadian Dentists’ Insurance Program, click here to visit the insurance page of our affiliate company, CDSPI.

Dental Office Staff

What Types of Insurance Do I Need to Protect Myself and My Family’s Lifestyle?